Online Loan Home Explanation: What is the difference between financial mutual assistance platform and P2P wealth management

Financial mutual assistance (illegal pyramid scheme):
Financial is a model of pulling offline, but many people who play this do not think that they are developing offline, but to promote a new Volkswagen and unacceptable similar MLM But it is not a MLM system. Specifically, the financial mutual assistance operation model is as follows:
The participants developed others to get a recommendation award (10%of the offline investment amount), management award, and development of "offline" management award: 5%of the first generation The second generation 3%, the third generation 1%, and the fourth generation 0.25%, in order to encourage members to continue to develop more offline.
The most important thing is that the financial mutual assistance platform itself does not have high profit project support. Then, where your high returns come from? Naturally, the platform has misappropriated the funds of new users, borrowing new and old. In the final analysis, financial mutual assistance is a new type of Ponzi scam.
p2p wealth management: Unlike the financial mutual assistance platform, the P2P platform has real borrowers.
P2P industry as a whole is still more reliable platforms than running platforms. Those running platforms are often not called a real P2P platform, because his borrower information is likely to be false and belongs to illegal fundraising.
In summary, the purpose of the financial mutual assistance platform is to fraud, but the regular P2P platform is legal.